ABM on the screen of an ABM Station
ABM Station

One assistant, the whole office

The computer that takes over the routine. Control and signature stay in your firm.

We don't sell software, and we don't take the work away from your accountant. We put an ABM Station on their desk: on it, ABM, an assistant that knows your books from day one, and your folders. Nothing to learn. No external IT needed.

Works at your desk, maintained by us. Documents into the folder, «process» – bank and receipts come back prepared. The mandates stay yours.

01 · What a fiduciary really is

A fiduciary is not just software and accountants

  • Desks covered in binders. Inside the binders, dividers. Behind the dividers, paper.
  • Fragile Excel spreadsheets that only their author understands.
  • A basement archive holding ten years of paper.
  • External IT on call: expensive, slow, a different stranger every time.
  • Viruses and security that you are liable for.
  • An expensive office. Even though many would rather work from home.

All of this costs money, and none of it appears on the price list of any accounting software.

02 · What the ABM Station is

A workstation we bring fully set up, install, update and maintain

For your accountant, your CFO, the person who looks after receivables and payables. On it:

ABM and Vera

Books, receivables and payables ledgers, bank, documents. The assistant Vera answers from the books.

ABM Courier

Documents arrive by themselves from the client's computer.

The assistant

Knows your books from day one. It reads invoices, receipts and statements, proposes the entry and posts after your «post». It files documents – you check. Invoices to clients and the VAT return: in ABM already, on the station soon.

Our image, our updates

The station's image is ours: we maintain it, update it and replace it when needed. Remotely, only through a closed network and with our own account; we do not see your accountant's screen.

Skills and plugins

Updated practically every day, with no call to IT. What changes are the skills; accounting rules and VAT rates follow the law, not the version. Every version is kept, the previous one can be restored.

The data is not on it

Books and documents live in ABM, with copies in several independent places. An export of your books as a file, on first request, including if you end your contract with Arvut.

And the rest of the office. First the clients' books, then everything around them: the assistant reads the mail and drafts the replies in the thread, in the writer's language; writes letters, offers and minutes, computes tables, builds presentations; proposes and fixes appointments; files scans by date and client and finds «that contract from spring»; writes a page for your website in its style. You say what is needed, it prepares, you decide. The full list, as it stands today →

Nothing to learn. No new program, no tools to install. No external specialists to bring in for setup and support. You tell the assistant in your own words, in your own language; everything else is already on the station.

Responsibility stays where it belongs. A doubtful document is not posted by the system: it comes back with a question. Nothing goes into the return without your “Apply”.

99 %

99 % is our goal: financial accounting, bookkeeping and the business back office without manual work. Today ABM prepares the bank, document filing, receivables and payables ledgers, QR-bills and VAT; the accountant confirms. What stays manual is control, doubtful documents and the signature: the part that requires your professional judgement. The full list: arvut.ch/automation.

03 · The assistant

What the assistant can do

Documents and bookings

Reads invoices, receipts and statements, proposes the booking and books only after your «book». Unreadable documents are reported, not booked.

Bank

Matches every movement with its document. Loading statements and the e-banking payment file: in ABM already, on the station soon.

Debtors and creditors

Who owes you and what you owe, with amount and due date, straight from ABM.

Balance sheet and income statement

As of today, every figure with its definition and source. The finished reports open in ABM.

Each mandate in one sentence

What is up to date, what is missing, what falls due.

Office documents

Letters, offers and minutes in Word, tables in Excel, presentations, PDF.

Research and translation

Commercial register, public sources and legal texts with links; German, English, French and Italian.

Nothing leaves without you

E-mails, invoices and forms go out only after your «send».

04 · Three scenes from real life

We have seen all of this ourselves

Scene one

“Everything is automated here, we don't work with paper”

Two monitors on the accountant's desk: the payroll sheet on one, the accounting program on the other. The accountant reads the figures off one screen and types them into the other. They are modules of the same program. “Why not import?” – “You have to call the IT specialist. He's expensive. This way is cheaper.”

Scene two

The exchange rate

A clerk is already entering May's data. Then it turns out the IT specialist forgot to enter the new quarterly rate. Everything has to be re-entered.

Scene three

Reports for the owner

The CFO has prepared the reports. The owner brings more invoices, backdated. Every report is broken, everything has to be redone.

On an ABM Station these scenes don't happen. Data comes in by itself. The rate is fetched by itself, the official one, for the right date. A backdated invoice is posted by the assistant after your «post», and the report is recalculated in seconds: reports are built from the books, not by hand in Excel.

05 · What the station gives you

The books reconcile with the bank. Everything else is built on that

  • Up-to-date information, for decisions and returns, not at the end of the month, quarter or year.
  • Invoices to clients with QR and under your logo, one at a time or in bulk. Within seconds.
  • Receivables and payables ledgers: what is open, what is overdue, what is coming up.
  • Journal, chart of accounts and interface in four languages at once: DE, FR, IT, EN. Everyone reads in their own.
  • A smart archive of digital documents: every document is attached to its entry; copies in several independent places.
  • Cash registers and banks, multi-currency.
  • Supplier payments straight from your computer: the e-banking file is ready, you approve.
  • Product and service catalogues, loaded from a file.
  • VAT as PDF and eCH-0217, and annual accounts straight from the books.
  • Any currency and any chart-of-accounts structure.
  • Migration from your current program: chart of accounts and balances are loaded from a file, the rest is carried over during the pilot. A full export of your books as a file we prepare on request.

And your clients can have what a fiduciary usually doesn't sell built on your mandate

Warehouse and inventory management · cash registers and POS · automatic reminders to debtors · ERP based on EspoCRM. Each item becomes a line in the contract.

What is automated today, what can be automated and what stays with people, on one page: arvut.ch/automation.

Binders and the basement archive are no longer working tools: the work is done with the digital copy attached to the entry. What must be kept in the original is decided by the law, not by habit.

06 · What it gives the business

Services almost nobody offers businesses today

With ABM and ABM Station, a fiduciary can offer companies what almost nobody offers them today, although they urgently need it:

For the fiduciary these are new services and new revenue from the same clients. For the business it is what only large companies could afford until now.

07 · The office, if you want one

The office becomes a choice, not a necessity: with the station the accountant works wherever suits them, and the books stay up to date.

An ABM Station on a table by the window, with a lake and mountains behind
An ABM Station on a café table by the sea
An ABM Station in an old-town café
An ABM Station on the terrace of a mountain chalet

How we see the fiduciary of tomorrow →

08 · Security and data

The station is protected, the data stays under control

The disk is encrypted

FileVault is enabled on every ABM Station. Without the password, the disk's contents cannot be read — whether the station is stolen or lost.

The station is registered to Arvut

The ABM Station is registered to Arvut in Apple Business. If it goes missing, we lock or erase it remotely as soon as it comes back online.

Arvut's access is for support

Our engineers connect to the station only through a closed network and sign in with their own account, so they do not see your accountant's screen. Your accountant works without administrator rights, so protection cannot be weakened by accident.

The data lives in ABM

Books and documents are stored in ABM, not on the station. Every night a copy goes to a separate server in another data centre; once a week an encrypted copy goes to a Swiss backup service. What you show the assistant is processed by Anthropic in the United States. Audit mandates and clients supervised by FINMA are not processed on the station.

Every change is recorded

Who changed what in an entry, and when: ABM writes it to a change log that can only be added to. A deleted document does not disappear: it is marked as removed and the file stays.

Your data is yours

You download the trial balance (XLSX, CSV), the annual report (PDF), the VAT return (PDF and XML eCH-0217) and the original documents yourself. A full export of books and documents we prepare on request — including if you decide to leave Arvut.

How trust is built overall — contract, mandate isolation, archive: Security & trust →

09 · How it goes

Three steps

We bring it for a day

We put the ABM Station next to your accountant and take one of your mandates in parallel with your books. Nothing changes for the client.

If yes, the station stays

An hour of onboarding, ABM Courier for your clients, access under your brand.

Then the station does the work

You check and sign under your own name. The mandates are yours, the brand is yours, you set the price for your client.

Prices: on the pricing page for fiduciaries →

Or a single line in reply to our letter.